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Application Checklist

 The following information and documentation is usually required during the loan process:

  • Your social security number
  • Your contact information
  • Employment information to include mailing/street address
  • Current pay stubs or, if self employed, your business tax returns for the past three years
  • Personal tax returns for the past two years along with W2s
  • Bank statements for the past two months
  • Life insurance policy and information regarding the cash value of the policy (if applicable)
  • Retirement account statements for the past two months
  • Investment account statements for the past two months
  • Make and model of vehicles you own and their estimated resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information
  • Written estimates for home improvements being made (if applicable)

If you are purchasing Real Estate:

  • Sales Contract along with any amendments  

If you currently own Real Estate:

  • Property address(es)
  • Current market value (tax assessed value or recent appraised value)
  • Current mortgage loan account information (copy of most recent statement)
  • Home insurance policy information (hazard policy)
  • Home equity loan account information (if applicable)
  • Rental (Lease) agreements or sales contracts for any properties being rented (leased) or sold

 

**The information contained on this page does not constitute and should not be construed as an offer to extend credit.  Eligibility for any available mortgage programs can only be determined once a completed application has been submitted and a review of each applicant's credit score, credit history and overall creditworthiness has been completed.**

Partners Financial Federal Credit Union - NMLS# 460266
P.O. Box 2980, Henrico, VA  23228
Office:  (804) 649-2957 Ext. 356
Toll Free:  (800) 321-5617
Fax:  (804) 608-8222
mortgagedept@partnersffcu.org
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